/* Tanaw Wealth · investment — paper / midnight / cobalt / mint / gold, Newsreader + IBM Plex Sans + IBM Plex Mono */
:root{
  --paper:#F4F6FB;--paper-2:#EAEEF7;--white:#fff;
  --ink:#0E1530;--ink-2:#26304F;--muted:#55607A;--line:#DDE3EF;
  --midnight:#0B1640;--midnight-2:#13215A;--midnight-3:#1A2A63;--on-dark:#A9B4D6;
  --cobalt:#2445D6;--cobalt-d:#1B37B5;--cobalt-l:#E6EBFD;
  --mint:#3DDC97;--green:#0B7A5B;--gold:#D9A93A;--red:#B42318;--red-l:#FDECEA;
  --r:16px;--ease:cubic-bezier(.2,.7,.2,1);
  --shadow:0 1px 2px rgba(14,21,48,.06),0 16px 40px -18px rgba(14,21,48,.3);
  --ff-d:"Newsreader",Georgia,serif;
  --ff:"IBM Plex Sans",ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;
  --ff-m:"IBM Plex Mono",ui-monospace,Menlo,monospace;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:84px;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--ff);font-size:16.5px;line-height:1.6;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased;overflow-x:hidden}
img,svg{display:block;max-width:100%}
img{height:auto}
[hidden]{display:none !important}
a{color:inherit}
button,input,select,textarea{font:inherit;color:inherit}
h1,h2,h3{font-family:var(--ff-d);font-weight:500;line-height:1.08;letter-spacing:-.015em;margin:0}
h2{font-size:clamp(2rem,3.8vw,3.1rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
.container{width:min(1220px,calc(100% - 44px));margin-inline:auto}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:16px;top:-60px;background:var(--gold);color:var(--ink);padding:10px 16px;border-radius:8px;z-index:200;font-weight:700}
.skip:focus{top:12px}
:focus-visible{outline:3px solid var(--cobalt);outline-offset:3px;border-radius:4px}
.section--dark :focus-visible,.book :focus-visible,.footer :focus-visible,.chartcard :focus-visible,.plan--dark :focus-visible{outline-color:var(--gold)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font:600 .78rem/1.2 var(--ff-m);letter-spacing:.08em;text-transform:uppercase;color:var(--cobalt);margin:0 0 14px}
.eyebrow--light{color:var(--gold)}
.dot{width:8px;height:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px rgba(11,122,91,.15)}
.fine{font-size:.8rem;color:var(--muted);margin:14px 0 0;line-height:1.5}
.fine--center{text-align:center;margin-top:28px}
.num-font,[data-count]{font-variant-numeric:tabular-nums}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:600 .97rem/1 var(--ff);padding:15px 22px;border-radius:10px;border:0;text-decoration:none;cursor:pointer;transition:transform .2s var(--ease),background .2s,box-shadow .2s,color .2s;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn--sm{padding:11px 16px;font-size:.9rem}
.btn--lg{padding:18px 26px;font-size:1.02rem}
.btn--block{width:100%}
.btn--primary{background:var(--cobalt);color:#fff;box-shadow:0 8px 20px -10px rgba(36,69,214,.8)}
.btn--primary:hover{background:var(--cobalt-d)}
.btn--ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line)}
.btn--ghost:hover{box-shadow:inset 0 0 0 1.5px var(--cobalt);color:var(--cobalt)}
.btn--gold{background:var(--gold);color:var(--ink)}
.btn--gold:hover{background:#E6BA55}

/* nav */
.nav{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(12px);-webkit-backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid var(--line)}
.nav__inner{display:flex;align-items:center;height:72px;gap:24px}
.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;font:500 1.45rem/1 var(--ff-d);letter-spacing:-.01em}
.brand svg{flex:none}
.brand b{font-weight:500;font-style:italic;color:var(--cobalt)}
.nav nav{margin-left:auto}
.nav__links{display:flex;gap:26px;list-style:none;margin:0;padding:0}
.nav__links a{text-decoration:none;font-size:.94rem;font-weight:500;color:var(--ink-2);transition:color .2s}
.nav__links a:hover{color:var(--cobalt)}
.nav__links .btn,.nav__links .btn:hover{color:#fff}
.nav__mcta{display:none}
.nav__right{display:flex;align-items:center;gap:18px;margin-left:8px}
.nav__login{text-decoration:none;font-size:.94rem;font-weight:600}
.nav__login:hover{color:var(--cobalt)}
.nav__toggle{display:none;width:44px;height:44px;border:0;background:var(--paper);border-radius:10px;cursor:pointer;position:relative}
.nav__toggle span{position:absolute;left:12px;right:12px;height:2px;background:var(--ink);border-radius:2px;transition:transform .3s var(--ease)}
.nav__toggle span:first-child{top:17px}.nav__toggle span:last-child{top:25px}
.nav__toggle[aria-expanded=true] span:first-child{transform:translateY(4px) rotate(45deg)}
.nav__toggle[aria-expanded=true] span:last-child{transform:translateY(-4px) rotate(-45deg)}

/* hero */
.hero{background:linear-gradient(180deg,var(--paper),#fff);padding:64px 0 72px;position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(var(--line) 1px,transparent 1px);background-size:100% 64px;opacity:.55;mask-image:linear-gradient(180deg,#000,transparent 80%);-webkit-mask-image:linear-gradient(180deg,#000,transparent 80%);pointer-events:none}
.hero__grid{display:grid;grid-template-columns:1fr 1.02fr;gap:56px;align-items:center;position:relative}
.hero h1{font-size:clamp(2.7rem,5.4vw,4.6rem);line-height:1.02;letter-spacing:-.025em;margin-bottom:22px;font-weight:500}
.hero h1 em{color:var(--cobalt);font-style:italic}
.hero__lead{font-size:clamp(1.04rem,1.4vw,1.16rem);color:var(--muted);max-width:560px;margin-bottom:30px}
.hero__ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero__stats{display:flex;gap:40px;margin:40px 0 0;padding-top:26px;border-top:1px solid var(--line)}
.hero__stats div{display:flex;flex-direction:column-reverse}
.hero__stats dt{font-size:.84rem;color:var(--muted)}
.hero__stats dd{margin:0;font:500 1.9rem/1.15 var(--ff-m);letter-spacing:-.02em}

.chartcard{margin:0;background:var(--midnight);color:#fff;border-radius:22px;padding:26px 26px 20px;box-shadow:0 40px 80px -30px rgba(11,22,64,.6),0 0 0 1px rgba(255,255,255,.04) inset;position:relative;overflow:hidden}
.chartcard::after{content:"";position:absolute;right:-80px;top:-80px;width:260px;height:260px;background:radial-gradient(closest-side,rgba(61,220,151,.22),transparent);pointer-events:none}
.chartcard__top{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;flex-wrap:wrap;position:relative;z-index:1}
.chartcard__label{font-size:.86rem;color:var(--on-dark);margin:0 0 4px}
.chartcard__value{font:500 clamp(1.8rem,3.2vw,2.5rem)/1.1 var(--ff-m);letter-spacing:-.03em;margin:0;display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}
.chg{font-size:.95rem;color:var(--mint);background:rgba(61,220,151,.12);padding:3px 8px;border-radius:6px;letter-spacing:0}
.chartcard__sub{font-size:.82rem;color:var(--on-dark);margin:6px 0 0}
.seg{display:inline-flex;background:rgba(255,255,255,.07);border-radius:10px;padding:4px;gap:2px}
.seg button{border:0;background:transparent;color:var(--on-dark);font:600 .82rem var(--ff-m);padding:8px 12px;border-radius:7px;cursor:pointer;transition:all .2s;min-width:44px;min-height:36px}
.seg button:hover{color:#fff}
.seg button[aria-checked=true]{background:#fff;color:var(--midnight)}
.seg--light{background:var(--paper)}
.seg--light button{color:var(--muted);font-family:var(--ff);font-size:.9rem;padding:10px 16px}
.seg--light button:hover{color:var(--ink)}
.seg--light button[aria-checked=true]{background:var(--white);color:var(--ink);box-shadow:0 1px 3px rgba(14,21,48,.15)}
.hc{position:relative;margin:18px -6px 6px;height:260px;touch-action:pan-y}
.hc svg{width:100%;height:100%;overflow:visible}
.hc .grid line{stroke:rgba(255,255,255,.08)}
.hc .grid text,.hc .xl text{fill:#8F9AC0;font:500 11px var(--ff-m)}
.hc .line{fill:none;stroke:var(--mint);stroke-width:2.4;stroke-linejoin:round;stroke-linecap:round;vector-effect:non-scaling-stroke}
.hc .base{stroke:rgba(169,180,214,.5);stroke-dasharray:4 5;stroke-width:1.2;vector-effect:non-scaling-stroke}
.hc .cross{stroke:rgba(255,255,255,.35);stroke-width:1;vector-effect:non-scaling-stroke}
.hc .pt{fill:var(--mint);stroke:var(--midnight);stroke-width:3;opacity:0;transition:opacity .15s}
.hc .cross{opacity:0}
.hc.is-hover .pt,.hc.is-hover .cross{opacity:1}
.hc__tip{position:absolute;top:0;pointer-events:none;background:#fff;color:var(--ink);font:500 .8rem/1.35 var(--ff-m);padding:7px 10px;border-radius:8px;box-shadow:0 8px 24px rgba(0,0,0,.3);transform:translate(-50%,-110%);white-space:nowrap;opacity:0;transition:opacity .15s}
.hc__tip.is-on{opacity:1}
.hc__tip small{display:block;color:var(--muted);font-family:var(--ff)}
.chartcard__foot{border-top:1px solid rgba(255,255,255,.1);padding-top:14px;position:relative;z-index:1}
.alloc{display:flex;flex-wrap:wrap;gap:6px 18px;list-style:none;margin:0 0 10px;padding:0;font-size:.82rem;color:#D3DAF0}
.alloc i{display:inline-block;width:10px;height:10px;border-radius:3px;margin-right:7px;vertical-align:-1px}
.chartcard figcaption{font-size:.76rem;color:var(--on-dark);line-height:1.45}

/* pillars */
.pillars{border-block:1px solid var(--line);background:var(--white)}
.pillars__list{display:grid;grid-template-columns:repeat(4,1fr);list-style:none;margin:0 auto;padding:0}
.pillars li{padding:26px 24px;display:grid;gap:4px;border-left:1px solid var(--line)}
.pillars li:first-child{border-left:0;padding-left:0}
.pillars strong{font:600 1.24rem/1.2 var(--ff-d)}
.pillars span{font-size:.9rem;color:var(--muted);line-height:1.5}

/* sections */
.section{padding:96px 0}
.section--tint{background:var(--paper)}
.section--dark{background:var(--midnight);color:#fff}
.section__head{max-width:760px;margin-bottom:44px}
.section__head--row{display:flex;justify-content:space-between;align-items:flex-end;max-width:none;gap:32px;flex-wrap:wrap}
.section__head--row .section__lead{max-width:440px;margin:0}
.section__lead{color:var(--muted);font-size:1.06rem;margin:14px 0 0}

/* calculator */
.calc{display:grid;grid-template-columns:400px 1fr;gap:0;border:1px solid var(--line);border-radius:22px;overflow:hidden;box-shadow:var(--shadow);background:var(--white)}
.calc__inputs{padding:30px;background:var(--paper);border-right:1px solid var(--line);display:grid;gap:22px;align-content:start}
.presets{display:flex;gap:8px;flex-wrap:wrap}
.preset{border:1px solid var(--line);background:var(--white);border-radius:99px;padding:8px 14px;font-size:.84rem;font-weight:600;cursor:pointer;transition:all .2s}
.preset:hover{border-color:var(--cobalt);color:var(--cobalt)}
.preset[aria-pressed=true]{background:var(--ink);color:#fff;border-color:var(--ink)}
.rng__head{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:10px}
.rng__head label{font-weight:600;font-size:.95rem}
.num{display:flex;align-items:center;gap:4px;background:var(--white);border:1.5px solid var(--line);border-radius:9px;padding:0 10px;height:42px;font:500 .98rem var(--ff-m);transition:border-color .2s,box-shadow .2s}
.num:focus-within{border-color:var(--cobalt);box-shadow:0 0 0 4px var(--cobalt-l)}
.num input{border:0;background:transparent;width:104px;text-align:right;font:inherit;padding:0}
#cYearsN,#cRateN{width:44px}
.num input:focus{outline:none}
.num span{color:var(--muted)}
.num.is-invalid{border-color:var(--red);background:var(--red-l)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:28px;background:transparent;cursor:pointer;--p:50%}
input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:9px;background:linear-gradient(90deg,var(--cobalt) var(--p),#CDD5E6 var(--p))}
input[type=range]::-moz-range-track{height:6px;border-radius:9px;background:linear-gradient(90deg,var(--cobalt) var(--p),#CDD5E6 var(--p))}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:#fff;border:2px solid var(--cobalt);margin-top:-8px;box-shadow:0 2px 6px rgba(14,21,48,.25);transition:transform .15s}
input[type=range]::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:#fff;border:2px solid var(--cobalt);box-shadow:0 2px 6px rgba(14,21,48,.25)}
input[type=range]:active::-webkit-slider-thumb{transform:scale(1.15)}
input[type=range]:focus-visible{outline:none}
input[type=range]:focus-visible::-webkit-slider-thumb{box-shadow:0 0 0 4px rgba(36,69,214,.3)}
input[type=range]:focus-visible::-moz-range-thumb{box-shadow:0 0 0 4px rgba(36,69,214,.3)}
.rng__scale{display:flex;justify-content:space-between;font:500 .74rem var(--ff-m);color:var(--muted);margin-top:2px}
.toggle{display:flex;align-items:center;gap:12px;cursor:pointer;font-size:.92rem;font-weight:600;line-height:1.35}
.toggle small{display:block;font-weight:400;color:var(--muted)}
.toggle input{position:absolute;opacity:0}
.toggle__ui{width:44px;height:26px;border-radius:99px;background:#C3CBDD;position:relative;flex:none;transition:background .2s}
.toggle__ui::after{content:"";position:absolute;left:3px;top:3px;width:20px;height:20px;border-radius:50%;background:#fff;transition:transform .2s var(--ease);box-shadow:0 1px 3px rgba(0,0,0,.2)}
.toggle input:checked+.toggle__ui{background:var(--cobalt)}
.toggle input:checked+.toggle__ui::after{transform:translateX(18px)}
.toggle input:focus-visible+.toggle__ui{outline:3px solid var(--cobalt);outline-offset:3px}
.calc__err{background:var(--red-l);color:var(--red);font-size:.88rem;font-weight:600;padding:10px 14px;border-radius:10px;margin:0}
.calc__out{padding:30px 32px;min-width:0}
.calc__summary{display:grid;grid-template-columns:auto 1fr;gap:8px 36px;align-items:end;margin-bottom:18px}
.calc__label{font-size:.9rem;color:var(--muted);margin:0;grid-column:1}
.calc__fv{font:500 clamp(2.2rem,4.4vw,3.4rem)/1 var(--ff-m);letter-spacing:-.04em;margin:0;grid-column:1;color:var(--ink)}
.calc__break{grid-column:2;grid-row:1/3;display:grid;grid-template-columns:repeat(3,auto);gap:18px;margin:0;justify-content:end}
.calc__break div{display:grid;gap:2px}
.calc__break dt{font-size:.8rem;color:var(--muted);display:flex;align-items:center;gap:6px}
.calc__break dd{margin:0;font:500 1.12rem var(--ff-m)}
.key{width:10px;height:10px;border-radius:3px;display:inline-block}
.key--c{background:#9FB0E8}.key--g{background:var(--cobalt)}
.cchart{position:relative}
.cchart svg{width:100%;height:auto;overflow:visible}
.cchart .grid line{stroke:var(--line)}
.cchart text{fill:var(--muted);font:500 11px var(--ff-m)}
.cchart .bc{fill:#9FB0E8}
.cchart .bg{fill:var(--cobalt)}
.cchart .col:hover rect,.cchart .col.is-hot rect{filter:brightness(.9)}
.cchart .hit{fill:transparent}
.cchart__tip{position:absolute;pointer-events:none;background:var(--ink);color:#fff;font:500 .8rem/1.45 var(--ff-m);padding:8px 11px;border-radius:8px;transform:translate(-50%,-108%);white-space:nowrap;opacity:0;transition:opacity .15s;z-index:2}
.cchart__tip.is-on{opacity:1}
.cchart__tip b{color:var(--mint);font-weight:500}
.calc__table{margin-top:16px;border-top:1px solid var(--line);padding-top:12px}
.calc__table summary{cursor:pointer;font-weight:600;color:var(--cobalt);padding:6px 0;list-style:none;display:inline-flex;align-items:center;gap:8px}
.calc__table summary::-webkit-details-marker{display:none}
.calc__table summary::after{content:"";width:8px;height:8px;border-right:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(45deg) translateY(-3px);transition:transform .2s}
.calc__table[open] summary::after{transform:rotate(-135deg)}
.tablewrap{overflow:auto;max-height:340px;margin-top:10px;border:1px solid var(--line);border-radius:12px}
.tablewrap:focus-visible{outline:3px solid var(--cobalt)}
table{border-collapse:collapse;width:100%;font-size:.88rem}
th,td{padding:10px 14px;text-align:right;border-bottom:1px solid var(--line);white-space:nowrap}
th:first-child,td:first-child{text-align:left}
thead th{position:sticky;top:0;background:var(--paper);font-weight:600;font-size:.8rem;color:var(--muted);z-index:1}
td{font-family:var(--ff-m);font-size:.86rem}
tbody tr:last-child td{border-bottom:0}

/* plans */
.plans{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;align-items:stretch}
.plan{background:var(--white);border:1px solid var(--line);border-radius:20px;padding:26px 24px;display:flex;flex-direction:column;gap:18px;position:relative;transition:transform .25s var(--ease),box-shadow .25s}
.plan:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.plan header p{color:var(--muted);font-size:.9rem;margin:6px 0 0}
.plan h3{font-size:1.6rem}
.plan--featured{border:2px solid var(--cobalt);box-shadow:0 24px 50px -24px rgba(36,69,214,.45)}
.plan__flag{position:absolute;top:-13px;left:24px;background:var(--cobalt);color:#fff;font:600 .72rem var(--ff-m);text-transform:uppercase;letter-spacing:.08em;padding:5px 10px;border-radius:6px}
.plan--dark{background:var(--midnight);color:#fff;border-color:var(--midnight)}
.plan--dark header p,.plan--dark .plan__facts dt{color:var(--on-dark)}
.plan--dark .ticks li::before{background-color:var(--gold)}
.plan--dark .plan__facts{border-color:rgba(255,255,255,.12)}
.plan--dark .plan__facts div{border-color:rgba(255,255,255,.12)}
.risk{display:flex;align-items:center;gap:4px}
.risk span{width:22px;height:6px;border-radius:3px;background:var(--line)}
.risk span.on{background:var(--cobalt)}
.risk span.half{background:linear-gradient(90deg,var(--gold) 50%,rgba(255,255,255,.2) 50%)}
.plan--dark .risk span{background:rgba(255,255,255,.2)}
.plan--dark .risk span.on{background:var(--gold)}
.risk em{font-style:normal;font-size:.8rem;color:var(--muted);margin-left:8px;font-weight:600}
.plan--dark .risk em{color:var(--on-dark)}
.plan__facts{margin:0;display:grid;border-top:1px solid var(--line)}
.plan__facts div{display:flex;justify-content:space-between;gap:10px;padding:9px 0;border-bottom:1px solid var(--line)}
.plan__facts dt{font-size:.86rem;color:var(--muted)}
.plan__facts dd{margin:0;font:500 .9rem var(--ff-m);text-align:right}
.ticks{list-style:none;margin:0;padding:0;display:grid;gap:9px;font-size:.92rem;flex:1}
.ticks li{position:relative;padding-left:26px;line-height:1.45}
.ticks li::before{content:"";position:absolute;left:0;top:2px;width:17px;height:17px;border-radius:50%;background:var(--green) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4 8-9'/%3E%3C/svg%3E") center/11px no-repeat}
.plan--dark .ticks li::before{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230B1640' stroke-width='3.4' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m6 12.5 4 4 8-9'/%3E%3C/svg%3E")}

/* performance */
.perf>*,.calc>*,.faq>*,.book__grid>*,.hero__grid>*{min-width:0}
.perf{display:grid;grid-template-columns:.9fr 1.3fr;gap:56px;align-items:start}
.perf__intro>p{color:var(--muted);font-size:1.04rem;margin-top:14px}
.disclaimer{display:flex;gap:14px;background:#FFF8E6;border:1px solid #F0D99A;border-left:4px solid var(--gold);border-radius:12px;padding:16px 18px;margin-top:22px}
.disclaimer svg{width:24px;height:24px;flex:none;fill:none;stroke:#8A6410;stroke-width:2;stroke-linecap:round}
.disclaimer p{margin:0;font-size:.9rem;color:#4A3A12}
.ptable th[scope=row]{font-family:var(--ff);font-weight:600;font-size:.92rem;text-align:left}
.ptable td{font-size:.94rem}
.ptable .bench th,.ptable .bench td{color:var(--muted);background:var(--paper);font-weight:400}
.ptable .bench th{padding-left:26px;font-size:.86rem}
.ptable .neg{color:var(--red)}
.perf__table .tablewrap{max-height:none;margin:0;background:var(--white)}
.bars{margin-top:22px;padding:20px 22px;border:1px solid var(--line);border-radius:12px;display:grid;gap:12px}
.bars__title{font-weight:600;font-size:.9rem;margin:0}
.bar{display:grid;grid-template-columns:76px 1fr auto;align-items:center;gap:14px;font-size:.86rem}
.bar div{display:grid;gap:4px}
.bar i{display:block;height:10px;border-radius:5px;width:0;transition:width 1.2s var(--ease)}
.bar.is-in i,.no-io .bar i{width:var(--w)}
.bar b{font:500 .84rem var(--ff-m)}
i.b1{background:var(--cobalt)}i.b2{background:#B8C3E3}
.bars__key{font-size:.8rem;color:var(--muted);margin:0;display:flex;gap:8px;align-items:center}
.bars__key i{width:12px;height:10px;border-radius:3px;display:inline-block}
.bars__key i.b2{margin-left:10px}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:0;list-style:none;margin:64px 0 0;padding:0;border-top:2px solid var(--ink)}
.kpis li{padding:24px 24px 0 0;display:grid;gap:6px}
.kpis strong{font:500 clamp(2rem,3.4vw,2.8rem)/1 var(--ff-m);letter-spacing:-.04em}
.kpis li>span{color:var(--muted);font-size:.92rem;max-width:240px}

/* steps */
.section--dark .section__head h2{color:#fff}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:20px;counter-reset:s}
.steps li{background:var(--midnight-2);border:1px solid rgba(255,255,255,.08);border-radius:20px;padding:28px;display:flex;flex-direction:column;gap:10px;position:relative}
.steps li:not(:last-child)::after{content:"";position:absolute;right:-21px;top:48px;width:22px;height:2px;background:var(--gold)}
.steps__n{font:500 .9rem var(--ff-m);color:var(--gold)}
.steps h3{font-size:1.55rem;color:#fff}
.steps p{color:var(--on-dark);margin:0;flex:1}
.steps small{font:500 .78rem var(--ff-m);color:var(--mint);text-transform:uppercase;letter-spacing:.08em}

/* team */
.team{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.person img{width:100%;aspect-ratio:6/7;object-fit:cover;border-radius:16px;margin-bottom:16px;filter:saturate(.9)}
.person h3{font-size:1.28rem}
.person__role{font:500 .8rem var(--ff-m);color:var(--cobalt);text-transform:uppercase;letter-spacing:.05em;margin:6px 0 8px}
.person p:last-child{font-size:.92rem;color:var(--muted);margin:0}

/* posts */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.post{background:var(--white);border-radius:18px;overflow:hidden;border:1px solid var(--line);display:flex;flex-direction:column;transition:transform .25s var(--ease),box-shadow .25s;position:relative}
.post:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.post img{aspect-ratio:16/10;object-fit:cover;width:100%}
.post__body{padding:22px 22px 24px;display:flex;flex-direction:column;flex:1}
.post__meta{font:500 .78rem var(--ff-m);color:var(--muted);text-transform:uppercase;letter-spacing:.05em;margin-bottom:10px}
.post__meta span{color:var(--cobalt)}
.post h3{font-size:1.32rem;margin-bottom:10px}
.post h3 a{text-decoration:none}
.post h3 a::after{content:"";position:absolute;inset:0}
.post h3 a:hover{text-decoration:underline;text-underline-offset:3px}
.post p{color:var(--muted);font-size:.94rem}
.post__by{margin:auto 0 0 !important;font-size:.84rem !important}

/* faq */
.faq{display:grid;grid-template-columns:.8fr 1.2fr;gap:64px;align-items:start}
.faq__intro{position:sticky;top:110px}
.faq__intro>p{color:var(--muted);margin:14px 0 24px}
.acc h3{margin:0;font-size:1.12rem;font-family:var(--ff);font-weight:600;letter-spacing:0}
.acc button{all:unset;box-sizing:border-box;width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 0;border-bottom:1px solid var(--line);cursor:pointer;line-height:1.35}
.acc button:focus-visible{outline:3px solid var(--cobalt);outline-offset:2px;border-radius:4px}
.acc button::after{content:"";width:22px;height:22px;flex:none;border-radius:50%;background:var(--paper) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%232445D6' stroke-width='2.6' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center/13px no-repeat;transition:transform .3s var(--ease)}
.acc button[aria-expanded=true]::after{transform:rotate(45deg)}
.acc button:hover{color:var(--cobalt)}
.acc__panel{overflow:hidden;transition:height .3s var(--ease)}
.acc__panel p{color:var(--muted);margin:14px 0 18px;max-width:640px}

/* booking */
.book{background:var(--midnight);color:#fff;position:relative;overflow:hidden}
.book::before{content:"";position:absolute;left:-200px;bottom:-260px;width:600px;height:600px;border-radius:50%;background:radial-gradient(closest-side,rgba(36,69,214,.45),transparent)}
.book__grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start;position:relative}
.book__side>p{color:var(--on-dark);margin:16px 0 24px}
.book__side h2{color:#fff}
.book__side img{border-radius:16px;aspect-ratio:3/2;object-fit:cover;width:100%;margin-bottom:24px}
.book__contact{list-style:none;padding:0;margin:0;display:grid;gap:10px;font-size:.95rem}
.book__contact span{display:inline-block;width:64px;font:500 .74rem var(--ff-m);color:var(--gold);text-transform:uppercase;letter-spacing:.08em}
.book__contact a{color:#fff}
.bform{background:var(--white);color:var(--ink);border-radius:22px;padding:34px;box-shadow:0 40px 80px -30px rgba(0,0,0,.5)}
.bform h3{font-size:1.6rem;margin-bottom:18px}
.bform__err{background:var(--red-l);color:var(--red);font-weight:600;padding:12px 16px;border-radius:10px;font-size:.92rem}
.f2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{display:grid;gap:6px;margin-bottom:14px;align-content:start}
.field label,.field__label,.goals legend{font-size:.88rem;font-weight:600}
.field small{font-weight:400;color:var(--muted)}
.field input,.field select,.field textarea{width:100%;min-width:0;border:1.5px solid var(--line);border-radius:10px;background:var(--paper);padding:12px 14px;font-size:.98rem;transition:border-color .2s,box-shadow .2s}
.field input,.field select{height:48px}
.field select{appearance:none;-webkit-appearance:none;padding-right:36px;background:var(--paper) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230E1530' stroke-width='2'%3E%3Cpath d='m7 10 5 5 5-5'/%3E%3C/svg%3E") no-repeat right 12px center/16px}
.field textarea{resize:vertical;min-height:88px}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--cobalt);box-shadow:0 0 0 4px var(--cobalt-l)}
[aria-invalid=true]{border-color:var(--red) !important;background-color:var(--red-l) !important}
.field__err{color:var(--red);font-size:.82rem;font-weight:600;margin:0}
.field__err:empty{display:none}
.goals{border:0;padding:0;margin:0 0 16px;display:flex;flex-wrap:wrap;gap:8px}
.goals legend{margin-bottom:8px;padding:0}
.goals label{position:relative}
.goals input{position:absolute;opacity:0}
.goals span{display:inline-flex;align-items:center;min-height:42px;padding:0 16px;border:1.5px solid var(--line);border-radius:99px;font-size:.9rem;font-weight:500;cursor:pointer;transition:all .2s}
.goals span:hover{border-color:var(--cobalt)}
.goals input:checked+span{background:var(--cobalt);border-color:var(--cobalt);color:#fff}
.goals input:focus-visible+span{outline:3px solid var(--cobalt);outline-offset:2px}
.goals.is-invalid span{border-color:var(--red)}
.goals .field__err{width:100%}
.check{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;margin:4px 0 8px;cursor:pointer}
.check input{width:20px;height:20px;margin:1px 0 0;accent-color:var(--cobalt);flex:none}
.bform .btn--block{margin-top:12px}
.bform__done{text-align:center;padding:24px 8px;display:grid;justify-items:center;gap:8px}
.bform__done:focus{outline:none}
.done__icon{width:72px;height:72px;border-radius:50%;background:var(--green);display:grid;place-items:center;margin-bottom:8px}
.done__icon svg{width:36px;fill:none;stroke:#fff;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}
.bform__done p{color:var(--muted);max-width:460px}
.done__grid{display:grid;grid-template-columns:auto 1fr;gap:8px 20px;text-align:left;background:var(--paper);padding:18px 22px;border-radius:14px;margin:6px 0 18px;width:100%;max-width:440px}
.done__grid dt{font:500 .76rem var(--ff-m);color:var(--muted);text-transform:uppercase;letter-spacing:.06em;align-self:center}
.done__grid dd{margin:0;font-weight:600}

/* footer */
.footer{background:#070F2E;color:var(--on-dark);padding:64px 0 32px;font-size:.92rem}
.footer__grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px}
.brand--light{color:#fff;margin-bottom:14px}
.brand--light b{color:var(--mint)}
.footer h3{font:600 .76rem var(--ff-m);text-transform:uppercase;letter-spacing:.1em;color:#fff;margin-bottom:14px}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.footer a{text-decoration:none}
.footer a:hover{color:#fff;text-decoration:underline}
.footer__legal{border-top:1px solid rgba(255,255,255,.1);margin-top:44px;padding-top:24px;font-size:.8rem;line-height:1.6}
.footer__legal strong{color:#fff}

/* reveal */
.js .reveal{opacity:0;transform:translateY(16px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.js .reveal.is-in{opacity:1;transform:none}

/* responsive */
@media (max-width:1180px){
  .nav__links{gap:18px}
  .nav__login{display:none}
  .plans{grid-template-columns:repeat(2,1fr)}
  .calc{grid-template-columns:340px 1fr}
  .calc__summary{grid-template-columns:1fr}
  .calc__break{grid-column:1;grid-row:auto;justify-content:start;margin-top:10px}
}
@media (max-width:1020px){
  .nav__toggle{display:block}
  .nav__right .btn{display:none}
  .nav__links{position:fixed;left:0;right:0;top:72px;flex-direction:column;gap:0;background:#fff;padding:12px 22px 24px;border-bottom:1px solid var(--line);box-shadow:0 30px 40px -20px rgba(14,21,48,.25);transform:translateY(-8px);opacity:0;visibility:hidden;transition:all .25s var(--ease);max-height:calc(100dvh - 72px);overflow:auto}
  .nav__links.is-open{transform:none;opacity:1;visibility:visible}
  .nav__links li a{display:block;padding:13px 0;font-size:1.05rem;border-bottom:1px solid var(--line)}
  .nav__mcta{display:block;margin-top:14px}
  .nav__mcta a{border:0 !important;width:100%}
  .hero__grid,.perf,.faq,.book__grid{grid-template-columns:1fr;gap:44px}
  .faq__intro{position:static}
  .calc{grid-template-columns:1fr}
  .calc__inputs{border-right:0;border-bottom:1px solid var(--line)}
  .pillars__list{grid-template-columns:1fr 1fr}
  .pillars li:nth-child(3){border-left:0;padding-left:0}
  .pillars li{border-top:1px solid var(--line)}
  .pillars li:nth-child(-n+2){border-top:0}
  .team{grid-template-columns:repeat(2,1fr)}
  .posts{grid-template-columns:1fr 1fr}
  .posts .post:last-child{grid-column:1/-1}
  .kpis{grid-template-columns:1fr 1fr;gap:0 24px}
  .steps{grid-template-columns:1fr}
  .steps li:not(:last-child)::after{right:auto;left:48px;top:auto;bottom:-21px;width:2px;height:22px}
  .footer__grid{grid-template-columns:1fr 1fr 1fr}
  .footer__grid>div:first-child{grid-column:1/-1}
}
@media (max-width:640px){
  .container{width:calc(100% - 36px)}
  .section{padding:68px 0}
  .hero{padding:40px 0 56px}
  .hero__ctas .btn{width:100%}
  .hero__stats{gap:18px;justify-content:space-between}
  .hero__stats dd{font-size:1.4rem}
  .hero__stats dt{font-size:.76rem}
  .chartcard{padding:20px 16px 16px;border-radius:18px}
  .hc{height:200px}
  .pillars__list{grid-template-columns:1fr}
  .pillars li{border-left:0 !important;padding:18px 0 !important;border-top:1px solid var(--line) !important}
  .pillars li:first-child{border-top:0 !important}
  .calc__inputs,.calc__out{padding:22px 18px}
  .calc__break{grid-template-columns:1fr 1fr;gap:12px 18px}
  .calc__break div:last-child{grid-column:1/-1}
  .plans,.team,.posts{grid-template-columns:1fr}
  .team{grid-template-columns:1fr 1fr;gap:16px}
  .person h3{font-size:1.08rem}
  .person p:last-child{display:none}
  .person__role{font-size:.7rem}
  .kpis{grid-template-columns:1fr}
  .kpis li{padding:20px 0 0}
  .f2{grid-template-columns:1fr;gap:0}
  .bform{padding:24px 18px}
  .footer__grid{grid-template-columns:1fr 1fr}
  .bar{grid-template-columns:64px 1fr;gap:4px 10px}
  .bar b{grid-column:2}
  th,td{padding:9px 10px}
}
@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms !important;animation-iteration-count:1 !important;transition-duration:.01ms !important;scroll-behavior:auto !important}
  html{scroll-behavior:auto}
  .js .reveal{opacity:1;transform:none}
}

/* tabbar:start — mobile bottom navigation (≤768px); desktop unchanged */
.tabbar{display:none}
@media (max-width:768px){
  :root{--tb-space:84px}
  .tabbar{display:block;position:fixed;z-index:55;font-family:var(--ff);-webkit-tap-highlight-color:transparent;
    transition:transform .35s cubic-bezier(.2,.7,.2,1),opacity .35s,visibility 0s}
  .tabbar ul{display:flex;list-style:none;margin:0;padding:0}
  .tabbar li{flex:1 1 0;min-width:0;display:flex}
  .tabbar__item{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:3px;min-height:56px;min-width:44px;padding:6px 2px;
    background:none;border:0;margin:0;font:inherit;font-size:11px;font-weight:600;line-height:1.1;letter-spacing:.01em;text-decoration:none;color:inherit;cursor:pointer;position:relative;border-radius:14px}
  .tabbar__ic{position:relative;display:grid;place-items:center}
  .tabbar__ic svg{width:22px;height:22px}
  .tabbar__lb{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:100%}
  .tabbar__badge{position:absolute;top:-6px;left:calc(50% + 5px);min-width:18px;height:18px;padding:0 5px;border-radius:9px;display:grid;place-items:center;font-size:10.5px;font-weight:800;line-height:1;font-style:normal}
  .tabbar__item:focus-visible{outline:2px solid var(--cobalt);outline-offset:-3px}
  .tabbar.is-hidden,
  html:has(dialog[open]) .tabbar,
  html:has([aria-modal="true"]:not([hidden])) .tabbar,
  html:has(.nav__toggle[aria-expanded="true"]) .tabbar{transform:translateY(calc(100% + 40px));opacity:0;visibility:hidden;transition:transform .3s,opacity .3s,visibility 0s .3s}
  body:has(.tabbar) footer.footer{padding-bottom:calc(32px + var(--tb-space) + env(safe-area-inset-bottom,0px))}
}
@media (max-width:768px) and (prefers-reduced-motion:reduce){.tabbar,.tabbar *{transition:none!important}}

@media (max-width:768px){
  .tabbar--floating{left:10px;right:10px;bottom:calc(10px + env(safe-area-inset-bottom,0px));background:rgba(255,255,255,.92);color:var(--muted);border:1px solid var(--line);border-radius:22px;padding:4px;
    box-shadow:0 16px 36px -16px rgba(0,0,0,.35);-webkit-backdrop-filter:saturate(1.6) blur(12px);backdrop-filter:saturate(1.6) blur(12px)}
  .tabbar--floating .tabbar__ic{width:54px;height:30px;border-radius:15px;transition:background .3s,color .3s}
  .tabbar--floating .tabbar__item.is-active{color:var(--cobalt);font-weight:700}
  .tabbar--floating .tabbar__item.is-active .tabbar__ic{background:var(--cobalt-l)}
}
/* tabbar:end */